How to Handle Auto Insurance After a DUI

It’s always best to be proactive after an event that may affect your future, but even if you’re not sure how this car accident or DUI will impact your insurance rates, it’s important to know what steps to take after.

If you’ve just been involved in a car accident caused by someone else, the first thing you need to do is get in contact with your agent and let them know about the incident. They should be able to advise and support you through the claims process so that the damage isn’t compounded. If you don’t have insurance yet, we recommend getting quotes for multiple companies so compare auto Insurance prices quickly and easily.

Your next step is contacting either your lawyer or court depending on whether or not this is a first-time offense and there were injuries involved. They will provide you with more information on how exactly this will impact your future, but they will likely recommend that you take steps to put the best case forward for your situation.

The following tips can be used as part of a larger plan or as a checklist when dealing with auto insurance after a DUI incident:

• Speak with your insurer right away so that if any claims need. To be filed you have all of the necessary information readily available. Keep records: Ask your attorney from step one. What you should do to keep track of everything associated with the car accident or DUI. This may mean asking them for a list of all the documents that need to be kept. And then copying those over, or it may mean asking them to help you keep track of everything. Either way, ask for help. And be sure that all of your information is available and accessible at the drop of a hat. Build a rapport: Your insurer will be one of the main people with whom you communicate as this situation progresses. If you’ve already established a relationship and they know what kind of person you are or can see any records. That might indicate responsible behavior. Then the process should go much more smoothly than if this was your first time dealing with them. Be honest: It’s tempting to try and cut corners or go around the truth. When it comes to certain things out of fear or embarrassment. But lying about anything related to an auto accident or DUI will do nothing. But cause more problems down the road. If you’re honest, then you can work together to find a solution. That takes care of the issue and keeps the costs down for everyone involved.
• Take Action: The longer you wait, the greater risk there is that something will be forgot or overlook. As soon as possible after any kind of auto accident. Make sure you speak with either your lawyer or insurance agent. So that they can help handle everything from start to finish.
• Now it’s time to let us help! We’ve been helping people get affordable car Insurance rates in their area for over fifteen years. And we look forward to providing you with an experience that beats all competitors. Once we have some basic information we’ll quickly compare rates against multiple top-rated companies. And you won’t have to do a thing.

FAQs:

How long do I need to have my policy before it automatically rolls over?

There are different rules for different states, so the best thing to do is check with your agent or get in touch with us so that we can see about putting you in touch with someone who knows the laws inside and out.

Am I covered while my car is getting repaired?

You should always be cover through a comprehensive plan (not collision) when your vehicle is being work on and either stored or transported to and from various places. If this has been an issue for you in the past, then give us a call and we’ll look into finding a new plan that better suits needs.

I hope these tips help you get start with your claim. If you have any other questions feel free to stop by our web site or give us a call.

Conclusion:

Auto accidents happen all of the time and many people are inconvenience by medical bills, repairs, or other similar damages. The best thing for you to do in any kind of accident is to be honest about what happened. And remember that your insurer will work with you if they can see that you’re being honest. Never lie because it will only cost you more money in the end.