What Happens If You Don’t Have Car Insurance? 

Insurance
Insurance

If you live in a state that requires car insurance and you don’t have it, you may face serious penalties. Some of these penalties can include fines, license suspension, and even jail time.

Penalties for Driving Without Insurance by State:

  • Alabama: First offense is a fine of $500. Second and subsequent offenses are a fine of $1,000 and/or up to one year in jail if caught driving without Insurance.
  • Alaska: A fine of $500.
  • Arizona: A fine of $250-$1,000 and/or up to 30 days in jail.
  • Arkansas: A fine of $50-$250 and/or up to 30 days in jail.
  • California: A fine of $100-$200 for the first offense and $200-$500 for subsequent offenses, and/or up to 15 days in jail.
  • Colorado: A fine of $500.
  • Connecticut: A fine of $1,000-$3,000 and/or up to one year in jail.
  • Delaware: A fine of $1,500 and/or up to three months in jail.
  • Florida: A fine of $150-$500.
  • Georgia: A fine of $200-$1,000 and/or up to one year in jail.
  • Hawaii: A fine of $500-$5,000.
  • Idaho: A fine of $75-$1,000.
  • Illinois: First offense is a fine of $500. Second offense is a fine of $1,000 and/or up to one year in jail. Subsequent offenses are a fine of $2,500 and/or up to one year in jail.
  • Indiana: A fine of $1,000-$5,000.
  • Iowa: A fine of $250-$1,500 and/or up to 30 days in jail.
  • Kansas: First offense is a fine of $300. Second and subsequent offenses are a fine of $750 and/or up to one year in jail if caught driving without Insurance.
  • Kentucky: First offense is a fine of $ 500. Second offense is a fine of $ 1,000 and/or up to one year in jail. Subsequent offenses are a fine of $ 2,500 and/or up to one year in jail.
  • Louisiana: A fine of $500-$1,000 and/or up to six months in jail.
  • Maine: First offense is a fine of $500. Second offense is a fine of $750 and/or up to one year in jail. Subsequent offenses are a fine of $1,000 and/or up to one year in jail.
  • Maryland: A fine of $1,000-$2,500 and/or up to one year in jail.
  • Massachusetts: A fine of $500-$5,000.
  • Michigan: First offense is a fine of $200-$500. Second offense is a fine of $500-$1,000 and/or up to one year in jail. Subsequent offenses are a fine of $1,000-$2,500 and/or up to one year in jail.
  • Minnesota: A fine of $200-$3,000 if caught driving without Insurance.
  • Mississippi: First offense is a fine of $250. Second offense is a fine of $500 and/or up to six months in jail. Subsequent offenses are a fine of $1,000 and/or up to one year in jail.
  • Missouri: First offense is a fine of $500. Second offense is a fine of $1,000 and/or up to one year in jail. Subsequent offenses are a fine of $2,500 and/or up to one year in jail.
  • Montana: A fine of $500-$1,000.
  • Nebraska: A fine of $500-$1,000 and/or up to 60 days in jail.
  • Nevada: A fine of $250-$1,000.
  • New Hampshire: A fine of $100-$1,000.
  • New Jersey: First offense is a fine of $300-$1,000. Second offense is a fine of $500-$5,000 and/or up to 90 days in jail. Subsequent offenses are a fine of $1,000-$5,000 and/or up to 180 days in jail.
  • New Mexico: A fine of $300-$1,000.
  • New York: First offense is a fine of $500-$1,500. Second offense is a fine of $1,000-$5,000 and/or up to 30 days in jail. Subsequent offenses are a fine of $2,500-$5,000 and/or up to 180 days in jail.
  • North Carolina: A fine of $350-$1,000.
  • North Dakota: A fine of $250-$1,500.
  • Ohio: A fine of $150-$750 and/or up to 90 days in jail.
  • Oklahoma: A fine of $250-$500.
  • Oregon: A fine of $130-$1,000.
  • Pennsylvania: A fine of $300-$2,000.
  • Rhode Island: First offense is a fine of $500-$1,000 and/or up to one year in jail. Second offense is a fine of $1,000-$2,500 and/or up to one year in jail. Subsequent offenses are a fine of $2,500-$5,000 and/or up to one year in jail.

Conclusion:

The penalties for littering vary widely from state to state, but generally involve a fine and/or jail time. The amount of the fine and the length of jail time increase with subsequent offenses. In some states, littering is only a misdemeanor offense, while in others it is a felony.